In Anaheim Hills the fire swept through a 250 unit apartment complex. It does not matter whether you home is a $1,000,000 home or an studio apartment, a lost home is a the same.
Maybe those who live in the more expensive home have an easier time financially than those living in an apartment. Typically they would have more cash in the bank, more credit cards and may have the financial ability to stay in a nice hotel until they can get a better place to live.
Regardless, the mental toll of losing your home and your belongings is an emotional catastrophe.